Privacy Policy

1. Introduction

Welcome to AI Finance Calculator ("we," "our," or "us"). We are committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website ai-salary-calculator.netlify.app (the "Site").

By using our Site, you consent to the data practices described in this policy. If you do not agree with this policy, please do not use our Site.

2. Information We Collect

2.1 Information You Provide

Our calculators work entirely in your browser. We do NOT collect or store any financial information you enter into our calculators, including:

• Salary amounts or income figures
• Loan amounts or financial data
• Investment amounts or retirement savings
• Any personal financial information

All calculations are performed locally on your device and are never transmitted to our servers.

2.2 Automatically Collected Information

When you visit our Site, we automatically collect certain information about your device, including:

• Browser type and version
• Operating system
• IP address (anonymized)
• Pages visited and time spent on pages
• Referring website
• Device type (desktop, mobile, tablet)

3. How We Use Your Information

We use the automatically collected information to:

• Improve website functionality and user experience
• Analyze site traffic and usage patterns
• Fix technical issues and bugs
• Protect against fraud and abuse
• Comply with legal obligations

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies are small data files stored on your device.

Types of Cookies We Use:

• Essential Cookies: Required for the Site to function properly, including storing your currency preference and theme selection.
• Analytics Cookies: Help us understand how visitors interact with our Site through anonymous usage statistics.
• Advertising Cookies: Used by Google AdSense to display relevant advertisements. See section 6 for details.

You can control cookies through your browser settings. Note that disabling cookies may affect Site functionality.

5. Local Storage

We use your browser's local storage to save your preferences (currency selection, dark mode preference). This data never leaves your device and can be cleared by deleting your browser data.

6. Third-Party Services

6.1 Google AdSense

We use Google AdSense to display advertisements on our Site. Google uses cookies to serve ads based on your prior visits to this Site and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this Site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings or by visiting www.aboutads.info.

For more information about Google's privacy practices, visit Google Privacy & Terms.

6.2 Netlify Hosting

Our Site is hosted on Netlify. Netlify may collect basic analytics data such as page views and visitor counts. Review Netlify's privacy policy at netlify.com/privacy.

7. Data Security

We implement appropriate technical and organizational security measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security.

Since we do not collect or store your financial calculation data, there is no risk of that data being compromised.

8. Your Data Protection Rights (GDPR)

If you are a resident of the European Economic Area (EEA) or United Kingdom, you have the following data protection rights:

• Right to Access: Request copies of your personal data
• Right to Rectification: Request correction of inaccurate data
• Right to Erasure: Request deletion of your data
• Right to Restrict Processing: Request limitation of data processing
• Right to Data Portability: Request transfer of your data
• Right to Object: Object to our processing of your data

To exercise these rights, please contact us using the information in Section 12.

9. Children's Privacy

Our Site is not intended for children under 13 years of age (or 16 in the EEA). We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws different from those in your jurisdiction. We take appropriate safeguards to ensure your data receives adequate protection.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically. Continued use of the Site after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data protection rights, please contact us:

13. Your Consent

By using our Site, you consent to our Privacy Policy and agree to its terms.